Nearly new, thoughtfully upgraded, and truly move-in ready, this less-than-two-year-old Stonewater home offers modern construction without the wait. More than $37,000 in completed upgrades include a fully fenced yard, professional landscaping, a brick-paver patio, window treatments, neutral interior paint, and French drains connected to the downspouts. The home features three bedrooms, 2.5 baths, a first floor study, a spacious second-floor loft, convenient upstairs laundry, a full basement, and an attached two-car garage. The open main level connects the kitchen and living areas while preserving a separate study for working from home, hobbies, or flexible use. The kitchen features white designer cabinetry, stainless steel appliances, white quartz countertops, and a walk-in pantry. Upstairs, all three bedrooms, the laundry room, and a versatile loft are conveniently located on the same floor. The loft provides additional space for a media room, playroom, fitness area, or second living room. The primary suite includes a private bath with dual sinks, a raised vanity, and a walk-in shower. The full basement offers excellent storage and potential for future finished living space. Outside, the fenced backyard, professional landscaping, and brick-paver patio create an inviting setting for outdoor dining, grilling, and relaxing. Smart-home features include a Qolsys control panel, Deako smart switch, and a camera-equipped garage door opener with remote access. Stonewater offers tree-lined streets, open green spaces, approximately 11 miles of paved trails, 142 acres of lakes and streams, a community clubhouse, and a pool. With the major improvements already complete, this home is ready to enjoy from day one-and best of all, there is no SSA.