Set on a beautifully landscaped lot in St. Charles' Garden Ward, this home offers incredible curb appeal and an unbeatable in-town location. Walking distance to both downtown St. Charles and downtown Geneva, offering the best of both worlds. The updated kitchen (2019) is anchored by a beautiful bay window and flows into a separate formal dining room. The living room centers around a wood-burning fireplace and offers a beautiful view of the backyard. The backyard itself is beautifully landscaped with mature trees and a patio. Upstairs, the home offers three bedrooms and a full bath, plus a versatile den/family room that was originally a fourth bedroom (the wall was removed to open up the space, but it can easily be restored if a fourth bedroom is what you need) Powder room on the main level (originally a sunroom, fully converted in 2010) adds everyday convenience. Restored hardwood floors run throughout the main level, with hardwoods beneath the carpet upstairs. Original doors, moldings and charming vintage windows (with storms and screens intact) preserve the character that makes this home special. Two attached one-car garages - one off the side drive, one off the alley. The unfinished basement provides excellent additional storage. This home has been meticulously maintained by its long-time owner. Furnace (2012), AC condenser (2024), water heater (2018), roof (2008), remodeled primary bath (2016), and exterior paint (2025). Located within walking distance to Davis Elementary School and the Metra train, with easy access to everything downtown St. Charles and Geneva have to offer.